Commercial Insurance Claims

As a business owner, there is a lot that gets done to make sure everything runs smoothly. If your business suffers a loss, filing an insurance claim is imperative to restore your property to pre-loss conditions.

While your first instinct might be to quickly get everything up and running again to resume business, it is important to make sure that your loss is well documented. Documenting your loss is important in any insurance claim. When it comes to a commercial property insurance claim, the goal is to restore the businesses’ property to pre-loss conditions within the limits of insurance purchased. As this is happening, the business also needs to be maintained during the time needed to rebuild or repair damaged property.

Your insurance will usually cover a variety of claims, including:
• Property Damage
• Loss of Rents
• Business Interruption
• Utility Service
• Extra Expenses
• Civil Authority
• Contingent Business Interruption
• Ordinary Payroll Coverage
• Loss of Ingress or Egress
• Extended Period of Indemnity

What is covered depends on the kind of coverage you purchased, which is good to know if you are ever faced with this kind of situation.

If you are a business owner and have suffered a loss, your insurance can help you through the disaster. Making sure you file your claim correctly is a critical step to making that happen, and an attorney can help. Aguila Law specializes in helping policyholders file claims and receive the necessary aid to combat their loss. If you need to file a claim, contact Aguila Law for a free case evaluation.