Mother Nature is uncontrollable. On her worst days, events like hurricanes can wreak havoc on your town and your home. In a situation like this, your priority is to ensure that you and your family are safe. Things can be replaced; people cannot.
Once the hurricane is over, dealing with the aftermath is the next step. Was there significant damage to your home and your belongings? Flooding, heavy rains, and winds could all affect your home or your business. There could be exposed wires or branches and trees that have fallen and caused damage. If there was damage, you may have to file an insurance claim to receive compensation.
After a hurricane, the first step after making sure you are safe is to contact your insurer. Aguila Law will handle your entire claims process for you including reporting the claim to your insurer. You will want to notify them that there has been a natural disaster. Even though you don’t know the extent of the damage just yet, letting them know can allow them to come up with a repair plan for you. This jumpstarts the process for reimbursement for your losses.
Once you have figured out a repair plan, you will need to document everything. Documenting your losses is a crucial step from your insurance claim. Documenting your losses involves making a list of everything. The list will need to include the item, its estimated value, when you purchased it, and the type of damage that was sustained. Having photos to add to this will help your claim. Know how your policy handles repairs, and make sure you keep track of all your receipts and expenses.
If you have property that has suffered hurricane damage, let Aguila Law help. Our firm specializes in representing policyholders with their insurance claims, including hurricanes. Contact our firm today to speak with an attorney about your case.
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Carlos C. Aguila is a Miami, Florida property insurance lawyer and founder of Aguila Law. His practice is dedicated to civil litigation primarily in the representation of policyholders in disputes against their insurance companies. Mr. Aguila has litigated insurance coverage matters throughout the State of Florida and has successfully tried cases in both state and federal court.